top of page
11062b_1e75b33eb2b2409e99ecdda742a5d964~mv2.avif

Bank Statement Loans

Up to $5M for self-employed borrowers. Qualify on cash flow, not tax returns.

Financing designed for how self-employed borrowers actually earn.

Income Verified Via Bank Statements

Traditional mortgages overlook self-employed borrowers with lower taxable income. Our Bank Statement Loans focus on what really matters—your deposits and business cash flow. Qualify using 12 or 24 months of bank statements instead of tax returns or W-2s.

Competitive Rates & Flexible Terms

Prime borrowers benefit from preferred rates and terms. Choose between fixed-rate or interest-only options to match your investment strategy. Loan amounts from $100K to $5 million for qualified borrowers.

Built for Entrepreneurs & Investors

Perfect for business owners, freelancers, and real estate investors whose tax returns don't reflect their true earning power. We qualify based on how you actually earn—through real deposits, not adjusted income.

Borrow With Confidence

Red Fox Capital Partners has funded over $1 billion in real estate loans. As a trusted direct lender, we bring deep expertise and personalized service to every loan, giving you confidence that you're working with a team that understands self-employed borrowers.

Loans Up to $5 Million

Finance your investment property with loan amounts from $100K to $5M. Fixed-rate and interest-only options available.

Fast Approvals

Our streamlined process gets qualified borrowers from application to closing in weeks, not months. Call us at ‪(704) 802-2483‬.

Where We Lend

Available in 46 states. Currently not available in Oregon, Wyoming, North Dakota, South Dakota, and Nevada.

Our Lending Experts Are Here to Help

Thinking about buying a new investment property? Ready to get an approval? We want to make your life easier with our flexible process and knowledgeable US-based staff. Get started with our online DSCR rental loan pre-approval and you'll be one step closer to a fast closing.

Frequently Asked Questions

Getting started with a Bank Statement Loan from Red Fox Capital Partners is simple. Complete our online application, and our team will guide you through the process—from pre-qualification to closing.

Get in Touch

Want more information? Have a deal to discuss? Let us know!

Call or Email Us

Disclaimer

Red Fox Capital Partners makes loans solely for business purposes (and not for personal or consumer use).
Red Fox Capital Partners does not lend on owner-occupied properties. Listed rates, terms, and conditions
are offered only to qualified borrowers, may vary by loan product, deal structure, property state, or other
applicable considerations, and are subject to change at any time without notice.

bottom of page