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$1B+ in Real Estate Loans Funded
Close in as Few as 1–3 Weeks
Lending in 48 States
US-Based Lending Team
Skip the Bank Bureaucracy
The Old Way
Tax returns, W-2s, and pay stubs
Personal DTI calculations
Employment verification
45+ day bank approval timelines
Loan committee red tape
The Red Fox Way
Qualify on property cash flow
No personal income documentation
Self-employed & investor friendly
Close in as few as 1–3 weeks
Dedicated US-based lending expert
Built for Real Estate Investors
Whether you're acquiring your first rental or scaling a portfolio, DSCR loans are designed for investors who want to qualify on property performance—not personal income. Our program works for:
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Self-employed investors and business owners
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Borrowers who take significant tax write-offs
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Portfolio builders scaling beyond conventional loan limits
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First-time and experienced rental property investors
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Airbnb/VRBO short-term rental operators
Your DSCR Loan, Your Terms
Competitive Rates
Rates from 6.0% for long-term rentals and 6.25% for short-term rentals. 30-year fixed terms built for buy-and-hold investors.
No Income Verification
Qualify on property cash flow—not your personal income. No W-2s, no tax returns, no DTI calculations required.
Up to 80% LTV
Borrow up to 80% on purchases and rate/term refinances. Up to 75% LTV on cash-out refinances.
Flexible Loan Options
Interest-only options available. Flexible prepayment penalty structures. Purchase, cash-out refi, and rate/term refi.
1–9 Unit Properties
Single-family rentals, 2–9 unit multifamily, short-term rentals (Airbnb/VRBO), and portfolio blanket loans.
Close in 1–3 Weeks
Get pre-approved in minutes. Our streamlined process gets you from application to closing in as few as 1–3 weeks.
How It Works
1
Tell Us About Your Deal
Use our quick Get an Estimate tool to share your property details. It takes just a few minutes—no SSN and no credit pull required.
2
Get Your Custom Quote
A dedicated Red Fox lending expert will reach out with a personalized rate quote and walk you through your financing options.
3
Close & Fund
We handle the heavy lifting. Our streamlined underwriting process gets you from application to closing in as few as 1–3 weeks.
Trusted by Real Estate Investors Nationwide
Red Fox Capital Partners made the DSCR process simple and fast. Clear communication, no surprises, and we closed exactly when we needed to.
— Terence M., Rental Property Investor
$1B+
Real Estate Loans Funded
48 States
Nationwide Lending
1–3 Weeks
Application to Closing
Frequently Asked Questions
Find Out What You Qualify For
Use our Get an Estimate tool to see your options. No SSN, no credit pull—just a few quick questions and a Red Fox lending expert will reach out with your personalized quote.
No SSN required • No credit pull • Takes just a few minutes
Red Fox Capital Partners makes loans solely for business purposes (and not for personal or consumer use). Red Fox Capital Partners does not lend on owner-occupied properties. Listed rates, terms, and conditions are offered only to qualified borrowers, may vary by loan product, deal structure, property state, or other applicable considerations, and are subject to change at any time without notice.
© 2026 Red Fox Capital Partners. All rights reserved.