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$1B+ in Real Estate Loans Funded
Close in as Few as 1–3 Weeks
Lending in 48 States
US-Based Lending Team
Skip the Income Docs. Qualify on Rental Income Only.
If your tax returns don't tell the full story - because of depreciation write-offs, self-employment complexity, or business reinvestment - traditional lenders may have turned you down. There's a better option. Red Fox Capital Partners offers investment property loans that qualify entirely on your property's rental income, not your personal income. No tax returns, no W-2s, no pay stubs, no DTI calculations. It's called a DSCR (Debt Service Coverage Ratio) loan, and it works like this: if your property's rent covers the loan payment, you qualify. That's it. Our 30-year fixed-rate loans are available for 1-9 unit properties nationwide, with competitive rates, dedicated service from a US-based team, and closings in as few as 1-3 weeks.
Your Loan, Your Terms - No Income Docs Required
No Tax Returns
No W-2s, no pay stubs, no personal income documentation of any kind. Qualify entirely on your property's rental income.
Competitive Rates
Rates from 6.0% for long-term rentals and 6.25% for short-term rentals. 30-year fixed terms built for buy-and-hold investors.
Simple Qualification
If your property's monthly rent covers the monthly loan payment, you qualify. That's the only income test. No DTI calculations, no bank income review.
Perfect for Self-Employed
Depreciation write-offs, business losses on paper, complex multi-entity finances - none of it matters. Your property's cash flow is what counts.
1–9 Unit Properties
Single-family rentals, 2-9 unit multifamily, short-term rentals (Airbnb/VRBO). Purchase or refinance. All non-owner-occupied investment properties welcome.
Close in 1–3 Weeks
Minimal documentation means faster closings. Get pre-approved in minutes. Application to closing in as few as 1-3 weeks.
How It Works
1
Tell Us About Your Property
Use our quick Get an Estimate tool to share your property details. It takes just a few minutes—no SSN and no credit pull required.
2
Get Your Custom Quote
A dedicated Red Fox lending expert will reach out with a personalized rate quote and explain exactly how rental-income qualification works for your deal.
3
Close & Fund
With minimal documentation required, our streamlined process gets you from application to closing in as few as 1-3 weeks.
Trusted by Real Estate Investors Nationwide
Red Fox Capital Partners made the DSCR process simple and fast. Clear communication, no surprises, and we closed exactly when we needed to.
— Terence M., Rental Property Investor
$1B+
Real Estate Loans Funded
48 States
Nationwide Lending
1–3 Weeks
Application to Closing
Frequently Asked Questions
Ready to Skip the Paperwork?
Use our Get an Estimate tool to see what you qualify for - no income docs needed. A Red Fox lending expert will follow up with a personalized quote.
No SSN required • No credit pull • Takes just a few minutes
Red Fox Capital Partners makes loans solely for business purposes (and not for personal or consumer use). Red Fox Capital Partners does not lend on owner-occupied properties. Listed rates, terms, and conditions are offered only to qualified borrowers, may vary by loan product, deal structure, property state, or other applicable considerations, and are subject to change at any time without notice.
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